Do you really need help to sell your home or buy? ... With over 25+ years of experience Fernando Herboso is a real estate expert that shares essential tips & tricks for homeowners that are getting ready to sell their homes.  Tips & tricks of the trade to help you get top dollar with down to earth advice that you may never hear from another real estate agent As soon as your home hits the market, your house is no longer a home...but a product to sell. Here's what you need to know about selling your home without making the mistakes a lot of unprepared sellers do.

Here's advice about: 

4 Steps  - Saving Money For a house 

Do you really need help to sell your home or buy? ... With over 25+ years of experience Fernando Herboso is a real estate expert that shares essential tips & tricks for homeowners that are getting ready to sell their homes.  Tips & tricks of the trade to help you get top dollar with down to earth advice that you may never hear from another real estate agent As soon as your home hits the market, your house is no longer a home...but a product to sell. Here's what you need to know about selling your home without making the mistakes a lot of unprepared sellers do.

Here's advice about: 

4 Steps  - Saving Money For a house 

4 Steps  - Saving Money For a house 

4 Steps  - Saving Money For a house 

APR

APR

28,  2021

28,  2021

Fernando Herboso is  Broker/Owner for Maxus Realty Group located in Montgomery County Maryland. Fernando understands that selling a home is more than just a transaction... it’s a life-changing experience and provides the utmost care to benefit his client's bottom line. He takes great pride in the relationships he builds and always put his clients first 

Sell With Fernando Herboso with the Maxus Realty Group and pay a lot less to sell for more!. Our genius marketing strategies will  get you more attention and better results that you could even imagine. 

Contact Information

Fernando Herboso 

240-426-5754 (text or call) 

Website: www.reallynicehomes.com/sell

Email: Fernando@ReallyNiceHomes.com 

Download my book "100 Harsh Truths Real Estate Agents Are Afraid To Tell You" -- Do you want someone to tell you what you want to hear? ...or do you want to hear the truth? 

Let me help you through every step in the process of selling your home MORE TIPS TO SELL YOUR HOUSE

Read Previous Blog  What Documents Do I Need To Sell My House On My Own?

Fernando Herboso is  Broker/Owner for Maxus Realty Group located in Montgomery County Maryland. Fernando understands that selling a home is more than just a transaction... it’s a life-changing experience and provides the utmost care to benefit his client's bottom line. He takes great pride in the relationships he builds and always put his clients first 

Sell With Fernando Herboso with the Maxus Realty Group and pay a lot less to sell for more!. Our genius marketing strategies will  get you more attention and better results that you could even imagine. 

Contact Information

Fernando Herboso 

240-426-5754 (text or call) 

Website: www.reallynicehomes.com/sell

Email: Fernando@ReallyNiceHomes.com 

Download my book "100 Harsh Truths Real Estate Agents Are Afraid To Tell You" -- Do you want someone to tell you what you want to hear? ...or do you want to hear the truth? 

Let me help you through every step in the process of selling your home MORE TIPS TO SELL YOUR HOUSE

Read Previous Blog  What Documents Do I Need To Sell My House On My Own?

If you are saving money for a house, here's some advice that will put you in a great position to make your goal become a reality 

This advice comes after seeing hundreds of families we've helped over the past few years save enough money to buy their first home

#1 Decide On a Budget 

By figuring out how much house you can afford, you can then decide then how much money you are going to need for the downpayment 

In general, you will need at least 5% to 7% of the value of the house to get started with an FHA loan. 

This Federal Backed Loan Program requires at least 3.5% down payment. Ideally, you also need to save up money for the closing costs, which could amount betwenn 1.5% to 3% of the value of the house. 

If you are saving money for a house, here's some advice that will put you in a great position to make your goal become a reality 

This advice comes after seeing hundreds of families we've helped over the past few years save enough money to buy their first home

#1 Decide On a Budget 

By figuring out how much house you can afford, you can then decide then how much money you are going to need for the downpayment 

In general, you will need at least 5% to 7% of the value of the house to get started with an FHA loan. 

This Federal Backed Loan Program requires at least 3.5% down payment. Ideally, you also need to save up money for the closing costs, which could amount betwenn 1.5% to 3% of the value of the house. 

#2 Pay Down Your Debt

If you have other debts, such as a car loan, credit cards, student loans or department store credit, they could easily limit the amount of money you will qualify for a mortgage plus it will keep you from saving enough money to put towards your down payment 

#3 Pay Yourself First 

Saving money every month is a way to pay yourself on a monthly basis. If you want to get serious about buying a home, you have to pass this test first. 

If you have money left each month to pay yourself in the form of a savings plan...you are ready to buy a house. 

#4 Reduce Your Expenses 

You must reduce your expenses and avoid living paycheck to paycheck. This is the telltale sign that you are not ready for homeownership yet 

Just remember to give yourself time to save enough money — it’s a marathon, not a sprint.

#2 Pay Down Your Debt

If you have other debts, such as a car loan, credit cards, student loans or department store credit, they could easily limit the amount of money you will qualify for a mortgage plus it will keep you from saving enough money to put towards your down payment 

#3 Pay Yourself First 

Saving money every month is a way to pay yourself on a monthly basis. If you want to get serious about buying a home, you have to pass this test first. 

If you have money left each month to pay yourself in the form of a savings plan...you are ready to buy a house. 

#4 Reduce Your Expenses 

You must reduce your expenses and avoid living paycheck to paycheck. This is the telltale sign that you are not ready for homeownership yet 

Just remember to give yourself time to save enough money — it’s a marathon, not a sprint.