7 Steps To Take  For First Time Home Buyers

Buying a home can be an exciting time in anyone's life. It is important to have a good understanding of the process from beginning to end. When buying a home, there are several steps that need to be taken before signing a contract. This article will discuss each step and how it affects your decision to buy a home for the first time.

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1) Decide Where You Want To Live - 

The first step in the process of buying a home is deciding where you want to live. If you are considering relocating to a new city, you may want to start by looking at the local real estate market. Researching the area will give you a better idea of what homes are available for sale and how much they cost. You should also consider the cost of living in the area, including things like taxes, gas prices, and food prices.

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2) Get Pre-Approved - 

Before deciding in writing an offer, you will likely receive pre-approval from your lender. This is a document that shows the amount of money you can borrow for the purchase of the home. This is a very important step in the process because it allows you to know exactly how much you can afford to pay for the home.

3) Hire A Real Estate Agent - 

After getting pre-approved, you will likely hire a real estate agent. This is an individual who works with you throughout the entire process of buying a home. They will help you find the right home and negotiate a deal that is fair for both parties. They can also help you get your financing arranged.

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4) Make An Offer - 

Once you have decided where you want to live, it is time to make an offer. This offer is typically made through a real estate agent. Before making this offer, you should take into consideration the price of the home, your credit score, your down payment, and your closing costs. Be sure to look over all the terms and conditions of the offer carefully.

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5) Finalize The Purchase Contract - 

Once everything has been agreed upon, you will sign a purchase contract. This is a legal document that outlines the terms and conditions of the purchase agreement.

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6) Complete Closing And Inspections - 

The final step in the process is closing and inspections. These are two very important steps in the process. Closing is when the title is transferred from the seller to the buyer. Inspections are usually done by an inspector who will make sure that the house is in good condition.

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7) Move In - 

Once the inspections are complete, you can move into your new home. Congratulations! You are now a homeowner.

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Our commitment as your real estate professional is to help you find your dream home at the right timing for you.

It's the biggest purchase of your life, and can assure you that even small mistakes can be costly.  BEWARE, technology changes almost daily and I can help you pinpoint all the homes for sale near your location points. I have access to over 18 million properties from hundreds of locations, including Government  properties, action homes, VA homes, HUD Properties and all available private houses for sale in between.

Please call us to get started

Fernando Herboso Broker 301-246-0001