This is a guide only. . .

Preferably, you want to handwrite the hardship letter. . .and keep it simple.

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To Whom It May Concern:

On ( DATE) I saw my business (Briefly describe your business here. .ex: in the service industry) start taking a dive and  I find myself no longer able to make the  mortgage payments for the condo (address)

Compounding my problem is a child support and alimony  of $4500 per month,  plus the fact that I ventured with a partner into this property that has also experiencing a huge financial setback.

After having my current financial situation carefully analyzed, I have no choice but ask you for your help on avoiding the foreclosure of (address of property)

Due to the significant change of property prices that have affect the entire country in the last year, particularly in and around (your area) 

I currently I'm experiencing a financial hardship with no solution except asking for your consideration to allow me into your Short Sale Program so that we can sell this condo quickly before it goes into foreclosure.

This will allow me to settle my financial obligation to you and have a chance to get back on my feet, without having to file for bankruptcy.

Your cooperation on this matter would be tremendously appreciated by my family and I.

Please review the enclosed financial statement that will show you clearly my hardship.

Sincerely,

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Please read a couple posts I did to give you tips in writing a hardship letter.

http://activerain.com/blogsview/1718163/hardship-letter-sample-for-a-short-sale-application-make-it-count-

http://activerain.com/blogsview/1511424/sample-hardship-letter-for-a-short-sale-application

Finally, if anything else. . I would like for you to read this for more information. .https://docs.google.com/viewer?url=http://www.adioslender.com/ebooktodl/adioslender.pdf

Good luck and I wish you success. .

Fernando Herboso

Broker - Solutions Finder

"Don't Pray For A Miracle. . .expect it!"

Herboso & Associates llc

www.Short-Sales-Expert.com

www.ReallyNiceHomes.com

Office 240.898.1848

Cell  240.426.5754

Fax  888.913.3535

My real estate knowledge is always up-to-date. For expertise you can depend on, call me when you have questions about the market or are ready to make a significant move. . .Quality representation is not expensive, its priceless!