Maryland Realtors Specializing In Short Sales

Facing foreclosure can be overwhelming and scary, but by taking the right steps you may be able to save your credit and wake up from the nightmare you may be  experiencing today. .
  • Behind on your mortgage payments?: this is for you
  • Loan modification blues? this is for you
  • Tired of the bank requests?:this is for you
  • Your $700K home is now worth $500K?":this is for you
  • Divorcing, separated?:this is for you
  • Lost your job or working more for less?: this is for you
  • Bank says do a short sale we can't help you anymore?: this is for you
  • Banks says. .you are 60 days to foreclosure?:this is for you
  • You've wasted all your savings to pay the bank and now you have nothing to show for? :this is for you

Why would they forgive your debt in a short sale?
This is an opportunity to a new life for you and your whole family. 
Keep it in perspective that your  home is not a house of bricks and mortar. 
It's all business from here, never an emotional decision. Taking control of your future financial life is strongly advisable at this time if you qualify
Your Home. . .Your Prison
Live life to its fullest. .
You've heard that, don't ignore it now!
If your home is underwater you are not a homeowner, you are just a mortgage owner
Don't stress out or be ashamed. Take control of your life and the step you take today. .
may be the difference in the quality of your life five, six, seven years from now

Maryland Realtors Specializing In Short Sales 

What are the tax  implications on a short sale?

My name is Fernando Herboso and I'm one of the very few Maryland Realtors Specializing In Short Sales.
We have assisted hundreds of families on the last 5 years.
It is my sincere belief that homeowners need to find an advocate to represent them.  
Someone to seek the guidance, counsel, and services to make the right decisions based on facts and not emotions.  
An advocate that is educated, a licensed distressed property expert, a real estate broker that has the experience, the knowledge and the savvy to simply get you OFF the hook! Someone that will act totally in your best interests to help you find the best solution to the financial crisis you are facing now.


I believe I am that advocate for you for many reasons. .
With my experience and as a broker certified by different organizations to do short sales, I have developed a system that helps homeowners dealing with distressed properties. My team of Realtors, one assistant, an attorney and several supporting staff has developed long lasting relationships with these lenders that allow you to take advantage to short sale your property quickly and remove instantly bad mortgage debt. The strength of our experience and knowledge is invaluable to anyone seeking for a solution.

Maryland Realtors Specializing In Short Sales - 

How Different is Selling a Short Sale from a Traditional Listing?

Experienced Maryland Realtors Specializing In Short Sales 
do them with the utmost consideration to your privacy and protection.
We know what is important  to you because we have experienced it all
We do not have to put a sign up front. .
We do not have to put a lock box 
We do not have to do open houses
We give you the right choices at the right time
Most importantly we deliver!
no fees