Besides talking directly to a builder for a new home construction.
There may be an opportunity to buy a vacant lot and that you could build your own house there.
Many lenders are more than happy to lend you money to build a house if it makes sense to them.
Construction loans are the backbone of many mortgage company portfolios, and if you find a vacant lot that has market value, lenders will possibly lend you money based on the collateral of your vacant lot.
You'll get "draws" of cash to build a new house, as you progress along, the lender will keep funding your project until is completed
Other types of construction loans allow you to borrow money from the builder's own sources, although that is not as popular as a direct loan from a reputable lender.
If you find construction companies with their own mortgage sources, they more likely charge higher interest rates than a conventional bank.
Shop around before you commit to a complete package of a loan/construction of your next home.
Watch this video about negotiation techniques builders play when buying a new home
Looking for a new home in Clarksburg Maryland?
A few reasons why a new home is the right move for you. .