This Is A One Time Opportunity. . .

(If you want to buy a home but simply can't. . .click on the picture below to get started)

Discover How to You Can

Literally Control A Property

With No Money Down

Using a Little Known Advantage

by Doing a . . .

… Rent With Option To Buy

Available For Properties in

Maryland's Montgomery

County, PG County, and

Frederick Counties

If you are looking a Rent With Option To Buy Because your Credit Score Is Less Than Perfect. .

Consider. .us to help you. .

The Rent With Option To Buy is a sensible solution to teh housing needs of people that want but can't!

Just check the benefits for this option:

First For For Sellers:

  • Top sales price, even if demand is low: As a seller you attract more buyers who are willing to pay a premium because of the exclusive financing terms and value you're offering.
  • Higher than usual rent: Since you are flexible on your financing terms and are offering a tremendous value, you normally can demand a higher than usual rent.
  • Positive cash flow: More likely that you will have a positive cash flow because of a higher than normally rent.
  • Non-refundable option money: When a tenant/buyer signs a Lease to Purchase contract, you may receive a non-refundable option deposit that is yours to keep should they default or decide not to buy. This swirl depend in the contract you are willing to agree with the purchaser,
  • Highest quality tenants, minimum risk: Because you are renting to people interested in buying your house. .they will have a vested interest in your property.
  • Tax shelter is held intact: Because you remain on the deed until the option is exercised, you maintain all of the tax benefits of ownership.
  • Largest market of buyers: In addition of marketing to traditional buyers. .you can add renters and investors. .right now, they are the majority of the buyers out there.
  • Peace of mind: It is safer than conventional rentals because the tenants want to take care of "their" home better than a conventional renter would.

Ok, I know you are not the seller

. .you are the tenant interested in

an Option To Rent. .

What are your benefits?

  • Faster equity growth: Equity accumulates much faster when there is not a 30 year mortgage yet. .
  • Rent money is working towards purchase: Every month a portion of your rental payment (typically $100-$300) is credited towards your down payment and/or off the sales price agreed at signing.
  • Option money is credited towards purchase: Essentially this is your deposit money. . this will be credited to you at closing.
  • Minimum cash out of pocket: When you purchase a home the conventional way, you must pay at least 3.5% down plus closing costs and prepaid fees. When you buy with a Lease to Purchase, you only pay first month's rent and a small option deposit. This will save you between 25% and 85% every time you buy a home.
  • Profits from appreciation: Since the sales price is locked in before closing , any increase in property value will mean that your equity is increasing in the home.
  • Possible sale for a profit: Provide you have an assignment clause on your contract. .you are allowed to sell (assign) your option and just maybe . . you may sell it to a third party for a profit.
  • Increased buying power: When you buy a Rent  With Option to buy.. .your monthly mortgage determines up to how much you should look for in a home.. . as opposed to your down payment if you would buy the home in a traditional way.
  • Credit problems okay: Qualification restrictions simply do not exist at this moment.You will be approved at the sole discretion of the landlord/seller based on your desire to purchase the property and his criteria that determines if you make enough money every month to meet your bills.
  • Control of the home: You will be put in full legal control of the home for a specified period of time without actually having to own it. If the prices drop. . you can drop the contract and you are not obligated to purchase it.
  • No taxes, less liability: Since you do not own the home (yet), you will not have to pay property taxes and your liability exposure will be dramatically reduced.
  • Quick move in time: You can typically take possession of the home in a week or less depending in availability. . you do not have to wait 30 days or more like in a conventional purchase.
  • Maximum leverage: You are spending very little of your money to control a potentially very expensive, and very profitable, piece of real estate.
  • Time: Before you actually buy the home, you will have 12 to24 months (depending on your agreement) to repair your credit, find the best interest rates, investigate the home and research the neighborhood and/or schools.
  • Minimal maintenance: Large maintenance problems or any maintenance problems that exceed a certain amount of money can be delegated to the landlord/seller.

Although there are a lot of benefits of purchasing a home through the lease option, the risks are still there.Anyone getting involved in a Rent With OPtion To Buy should find an experienced profesional Realtor that can guide you and protect you..

Hello, my name is Fernando Herboso with Herboso & Associates.

If you are serious about finding a home with option to buy. . contact us and if we are a match and we can deliver. . we will work for you until we find you just the right property.

Caveat. . if you are wishy washy and not really know what you want yet. . ..wait until you find out first and then give us a call ...

We are very motivated to help you . .only if you are motivated!

We work with people who are serious about wanting to buy and own a house. We want people who will have pride of ownership and be good neighbors. We look for people who have a reliable job and income, financially responsible, and have a good tenant history. Having decent credit is preferred but not required. We look at every family on a case-by-case basis. .
Some Qualifications we look for:

We generally have easy qualifications for our applicants. The two most important things we look for are: whether you are currently employed at a job in good standing and have a good tenant history. We understand that you may have experienced foreclosure, repossessions, bankruptcy, overdue medical bills, or other credit challenges in your past. Good news! We not only understand those challenges but we also believe in giving people second chances! If you have the necessary upfront money and are gainfully employed with a good tenant history, we believe you will be a strong candidate for our Rent to Own Homes.

Hiring Fernando Herboso & Associates and you will find very quickly :

· Exceptional service
· Free representation, we make our fees from sellers
· Top quality fully experienced personnel
· Friendly, expert advice
· Rapid delivery

We will move at your pace. .need a home in two weeks?


Fernando Herboso

Herboso & Associates


Primetime Realty Homes

"Working with us will give you the advantage you are looking for"

Office Phone: (240) 898-1848
Cell: (240)426-5754
rent with option to buy maryland