About me: An Overwhelming Wave of Sadness Washed Over Me…

…when it came to my attention that a client of mine lost his home to a foreclosure because he could no longer pay his mortgage payments anymore.

My name is Fernando Herboso, I am a broker Realtor® for Herboso & Associates licensed in Maryland and Virginia.

After seeing my friend client lose his own house to a foreclosure without asking for any assistance whatsoever. . I was flabbergasted at his answer when I asked him why? " I didn't know where to turn Fernando. .I was too ashamed?"


Never more.. .I have since listed over
135 short sales in the Maryland, DC and Virginia region and helped many
homeowners avoid a foreclosure and it has become one of my life missions to stop the banks from taking advantage of unsuspecting homeowners that feel their world has ended, feel the shame and the hope is gone.

There are many reasons why my friend lost his home to a foreclosure. Many people to blame the Government, The President, The Lenders, The Investors, greed in Wall Street.. .the answer maybe a combination to help explain the current mortgage crisis in the United States, but the reality really is that more homeowners are in financial distress due this real estate crisis than any other time in our nation's history.

The Blame Party Is Over. . . What is the solution?

It is my sincere belief that homeowners need to find an advocate to represent them. Someone to seek the guidance, counsel, and services to make the right decisions based on facts and not emotions. An advocate that is educated, a licensed distressed property expert, a real estate agent that has the experience, the knowledge and the savvy to get you OFF the hook!

You need an advocate that will act totally in your best interests and help you find the best solution to this financial crisis you are facing now.

I believe I am that advocate for you for many reasons. .

With over 21 years of experience, in real estate, I've seen it all.. good markets, bad markets and all in between.

I have helped many families avoid a foreclosure.

I have written (3) ebooks about short sales, one of them downloaded and read over 127,000 times and is in #1 position on Google under "The Short Sale Option"

I have been interviewed by The Washington Times Newspapers twice about foreclosures and short sales in Maryland

I have trained dozens of Realtor in the ins and outs of the short sale process

I have over 125 videos for short sales training for Realtors and consumers

I became certified with the CDPE organization Certified Distressed Property Expert

I have become certified with CDRS Certified Default Resolution Specialist

I have become a member of the SSAA (Short Sales Association of America)

With my experience and as a broker certified by different organizations to do short sales, I have developed a system that helps homeowners dealing with distressed properties. My team of Realtors, one assistant, an attorney and several supporting staff has developed long lasting relationships with these lenders that allow you to take advantage to short sale your property quickly and remove instantly bad mortgage debt.

The strength of our experience and knowledge is invaluable to anyone seeking for a solution.

"How to Short Sale And Never Pay The Bank Another Penny."

We have answered that very clearly for a lot of the homeowners we helped so far. .it is not a guarantee; but it's our intended purpose for all of our clients.

Here are some of the things that I can help you avoid:

Avoiding a Foreclosure is not even the tip of the iceberg

We can help you. . .

  • Avoid the hassle that comes with selling your house
  • Avoid paying any closing costs even Realtor commissions
  • Avoid repairs, updating, or even preparing the property before selling
  • Avoid Bankruptcy and ruining your credit
  • Avoid making the #1 mistake
    that will assure failure in your short sale
  • Foreclosure and losing your home
  • Stressing about how long you will last if this keep going on.
  • Learn why Lenders actually prefer short sales over foreclosure
  • Help you stay in your home
    and postpone the auction?
  • Learn exactly what are the credit differences versus a foreclosure
  • Learn how to get paid up to $3,000
    for moving expenses by your lender

**** Most importantly, we can help you AVOID a deficiency judgment in most cases and give you the peace of mind to finally get rid of a very big bad debt.



AVOID making this one BIG mistake that may destroy your chances of getting your short sale completed and end up putting you in foreclosure.

Don't be a victim of bad information! There is currently a lot of bad and misleading information out there regarding short sales in Maryland DC and Virginia and you need to arm yourself with the facts before you take the next step you need to take.

The Worst Thing You Can Do Is Wait!

Take Action Today!

Get the facts from a distressed property expert that has the ability to help you avoid a foreclosure by doing a Short Sale today!

Fernando Herboso is not associated with the government, and its services have not been approved by the government or the consumer's lender. Your lender may not agree to change your loan and/or agree to a short sale. If you stop paying your mortgage, you could lose your home and damage your credit rating. You can stop doing business with Herboso & Associates llc at any time. You can accept or reject any offer Herboso & Associates llc obtains from your lender. If you reject the offer, you don't have to pay the company's real estate commission as outlined in the listing agreement. There is no guarantee you will get the results you seek from a short sale.Herboso & Associates llc does not provide legal advice.  Seek legal counsel. Should you hire Herboso & Associates llc, you may still communicate with your own lender. Herboso & Associates llc and any of their representative agents will not charge upfront fees under any circumstances to the homeowner.

Fernando Herboso

I want to work for you. . .this is my bio.

My direct number is 240-426-5754 if you have any questions. . .

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