Why is your lender keep calling you about your mortgage payments when you are doing a short sale? 

There is one thing you should know. .

Often times lenders have several departments and they are not coordinating their notes about your loan and  are only following procedures.

You have to expect their call if you have stopped making mortgage payments. .

When we do a short sale for our clients,  we notify the short sale department about your intentions of doing the short sale on your property and sometimes the loss mitigation department may not beware of this fact.

“Ignoring their phone calls will not make them stop calling you!’

Communication with your lender at this time is very important. .

Being honest about it and simply informing them that the property is IN THE MARKET so they can get paid. . should suffice at this time.. . and then let them speak. .its their job. .nothing personal.


Check This Video For More Clarifying Information


Mortgage Underwater?

What To Do?



Read my eBook about short sales below. .It will answer many more questions about short sales in general. .if you are contemplating doing one

The Short Sale Option

An important question:
How much a short sale cost me Fernando ?:
Call Fernando Herboso Realtor® Associate Broker
240-426-5754 for a FREE Consultation.
What our clients say about us. .


“Thank you Fernando  and Susan (Team Member)for EVERYTHING!  We are so relieved to be out of this mess and to be able to start over again.
It really has taken a load off of our minds and knocked down the stress level A LOT!  You were both completely on top of your game (and the mountain of paperwork) which made this entire process go so smoothly.  I really cannot believe that it’s OVER and everything did work out to our advantage.  We knew we were taking a gamble with the short-sale, but we really owe our success to you and your team.”

Amanda & Eric B


“Herboso & Associates did an excellent job of listing my condo and handling the short-sales process for me.  Fernando is extremely knowledgeable and took the time to answer all my questions and concerns. He was efficient and took care of all the negotiating with the lender and the buyer.
California Client, A. Nguyen”

adioslender ebook cover

Read my latest book www.AdiosLender.com here


The information contained in this website is intended to be used for informational purposes only and to provide a general overview of the topics described herein. There may be tax and other legal consequences associated with a short sale.  Herboso & Associates makes no representations or warranties concerning potential tax or legal consequences relating to any final disposition of any property in a short sale.

Homeowners are advised to consult with a tax professional regarding the potential tax consequences for their particular situation. Herboso & Associates are not Advisors and they are not a legal law firm. We strongly encourages all parties, agents, homeowners brokers and mortgage lenders involved in a transaction to seek such advice from a professional advisor.

Fernando is an Associate Broker and  founder of Herboso & Associates for MD, VA and  DC

Call Fernando Herboso Realtor® Associate Broker
240-426-5754 for a FREE Consultation.
short sales help

How To Prepare Your Family To Do a SHORT SALE ?

Maryland DC and Virginia  Short Sales Expert Specialist


Short sales Specialist  For Maryland DC and Virginia