Maxus Real Estate Group

301-246-0001

Associate Broker, Team Leader for Maxus Realty Group and Manager for Samson Properties in "RIO" Gaithersburg. MD 

301-246-0001 -  Fernando@ReallyNiceHomes.com 

Visit www.ReallyNiceHomes.com for more cost-saving strategies to buy your home & $AVE

Hello, 

My name is Fernando Herboso, and I'm the manager Broker for Samson Properties in Gaithersburg, MD and the Maxus Realty Group of Samson Properties team leader. 

Our group of REALTORS® are ready to serve you in MD, DC & VA. As industry experts handling real estate transactions for more than 25 years, we provide the level of service, perspective, care and negotiating power that you deserve from day #1.  

We will hold your hand through every step of the process. We will counsel you from the very first step of obtaining your loan approval to deciding on the perfect home, while protecting your best interests at all times. 

Our group of professionals keeps an extensive referral network of professional and reliable attorneys, mortgage consultants, contractors, designers, movers and every possible vendor you might need for a smooth and successful process.

Below you will find a complete guide to understanding the process of buying your first home with 35 Questions You Should Ask

Please give me a call if you would like a private consultation about buying your first home: 301-246-0001 email to Fernando@ReallyNiceHomes.com 

Thank You

Fernando Herboso 

Summary: 

"If you answered yes to these questions, you are probably ready to buy a home."

Summary: 

Create a ‘I Want’ list and answer these questions.

Summary: 

A home over the long term offers many financial benefits well worth your investment.

Summary: 

Create a ‘I Can Afford ’ sheet and calculate the answers to these questions.

Summary: 

Choose a neighborhood that is most likely to increase in value! (People like living in.)

Summary: 

Invest quality time when searching out school related information. 

Summary: 

Your real estate agent can provide information for any home on the MLS. 

Summary: 

A home is both a long term investment for equity gain and for immediate tax benefits.  

Summary: 

Personal preference ultimately makes the final decision between old and new.

Summary: 

Remember to review Internet, cell phone, TV cable reception, and availability.

Summary: 

Once you have reduced your list to 3 favorites you are now in the ‘buy’ decision position.

Summary: 

What is important is to find a home best matching your needs, wants, and investment level.

Summary: 

A home inspection is a ‘must include’ condition in all offers placed on homes.

Summary: 

Never buy a home without knowing the current state of each issue.

Summary: 

Your real estate agent will be able to address these critical issues before you buy a home.

Summary: 

Your real estate agent will provide whatever additional offer inclusions required in your area. 

Summary: 

It is critical for you to know what similar homes have recently sold for before placing an offer.

Summary: 

Your real estate agent will advise you on the amount of earnest money required with an offer.

Summary: 

Gathering all the information before placing an offer is prudent advice.

Summary: 

Your real estate agent will assist you between offer acceptance and closing date.

Summary: 

A mortgage is a long term debt to finance a long term investment.

Summary: 

Mortgage insurance protects the lender if you default on your payments.

Summary: 

Ask your financial advisor which option is best for you.

Summary: 

A fixed rate mortgage is not affected by increases in interest rates or inflation.

Summary: 

Which is best? Many enjoy paying off their mortgages sooner rather than later.

Summary: 

If you’re not concerned with increase in rates, another move soon, or increase in your income… ARMS have the advantage.

Summary: 

Disclose all other income as it will help in your loan approval process.

Summary: 

Choose a lender carefully based upon financial stability, reputation, and service.