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Nov. 7, 2014

22543 WINDING WOODS WAY, CLARKSBURG, MD 20871

22543 WINDING WOODS WAYCLARKSBURGMD   20871

A Really Nice Home For Sale 


Large, sophisticated and casual
 Featuring  upgraded appliances, morning room, luxury baths, luxury kitchen  and many more extras.. 
Majestic Ceilings.....
Separate Dining Room...

Deck with a View. . wooded lot!
CALL 301-246-0001 For More Information
Maxus Realty Group is a full service Maryland real estate company operating in Clarksburg Maryland. Our team is dedicated to providing you with assistance in any aspect of real estate within Maryland DC and Northern Virginia areas. IncludingClarksburg Maryland  Montgomery County,Frederick County , PG County, Washington DC, Arlington, Alexandria,  Fairfax and Loudon County
Let us know if you would like to see this beautiful Home..
Fernando Herboso
    BROKER ♦ REALTOR® 

HERBOSO & ASSOCIATES, LLC  
301.246.0001

22543 WINDING WOODS WAYCLARKSBURGMD   20871

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Oct. 28, 2014

Rent Or Buy - Which Is Better?

Rent Or Buy - Which Is Better?  

Maryland Real Estate 

 

This is  a question that I get asked many times in some form or another.Usually, it comes from young couples that are just starting out are wondering?

Rent or Buy? Which is better?

The problem with this question is that there is no standard answer that fits everyone..

It depends on many personal factors  that when put together, it will paint a clear picture whether you should buy or rent...

Some of this personal factors include, 

What is your monthly income?

What about your existing debts?

How long do you plan to live there?

How much money do you have saved up for the down payment?

What is your credit score?

What is the current real estate market in your area?

What is the current rental market in your area?

Taxes?, marital status?, economic growth of your area?

and on and on..

 If you’re serious on your decision to buy a home, you should consult with a professional that have a vested interest in helping you succeed.

Millennial is a new term for new age buyers coming into the real estate market

They have seen with their own eyes the real estate bubble that exploded on their parents homes in the 2005 -2007 real estate crash

Precisely why they are now questioning more than ever...

But my advice will always be...

Should you make a decision to buy or not based on what your parents experienced in the past?

or...

Base it on what your needs are on your  personal future?                                                 

When does buying a home makes sense?

When it fits your plans!

More First Time Home Buyers Tips

Rent Or Buy - Which Is Better?  Maryland Real Estate 

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Oct. 27, 2014

What Credit Score is Needed to Buy a Home in Maryland | Are You Ready To Buy?

What Credit Score is Needed to Buy a Home in Maryland ?

First of all,  you might be wondering which credit score mortgage lenders use?

  • Equifax?
  • Transunion?
  • Experian?

I get this question a lot and I'm not sure why?

There’s no sense focusing on something that only lenders have control of it, the fact remain that you need to be credit worthy  to be a borrower.

All lender determine your creditworthiness by pulling your credit score.

But if you must know, the answer is your FICO score and that is an standard being used with most lenders in general. 

Your FICO score is a combination of the 3 listed above...which are the three main credit bureaus. 

If you are looking for the perfect "LOWEST CREDIT SCORE" you must have and get the best pricing from a lender...you will need at least 760 points.

If you have any mistakes or missteps inside your credit report, you must deal with them before buying a home if you want the best rates possible...and  in some cases, this could take several months.

Maybe you will find that  your credit score is not sufficient for you to get a loan. Your income and the ratios play an important role in determining how much credit you can get.

This is a very personal conclusion based on your own  credit score, your income ratios, your debt amounts...and a few other important relevant facts. I caution for you NOT TO DISQUALIFY yourself...but have a professional evaluate your whole application for the best advice possible.

In summary, the only thing you have control over your credit score is to keep up diligently with your bills, don't wait until the last minute to pay them, don't  over burden yourself with so much credit and be responsible and strive fro perfection when it comes to paying your bills...

If you have low credit scores, do not get discouraged, there are ways to raise your credit up with the right help...call us if you need assistance on this 301-246-0001.

 

What it takes to get a loan plus information about grants when you are a first time home buyer?  

What Credit Score is Needed to Buy a Home in Maryland ?

Posted in Buyers Help
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Sept. 23, 2014

728 Richmond Avenue Silver Spring Maryland Home For Sale

Maxus Realty Group is Proud to Introduce..

728 Richmond Avenue Silver Spring

A Brand New Home For Sale 

Silver Spring Real Estate

 

Elegant | Expansive | Gorgeous | New Construction| Available Now!

 

A perfect location you could not ask for more..

Just seven miles from the White house, inside the "Beltway" in the Washington Metro area

Brand new construction in the Silver Spring Maryland area. 

Check out all these amazing features inside our exclusive eBrochure | Click Here 

See some of the features in the videos below..

See the video on youtube

 

Kitchen

 

See the video in YouTube

Fireplace

See the video in YouTube

 Appliances Kitchen

Amazing new construction home steps away from Downtown Silver Spring MD .

First Time offering of this magnificent estate.

Prime location to DC, Silver Spring Downtown, the Metro and the Beltway.

THIS IS NOT A REHAB! but a brand new home from TOP TO BOTTOM constructed in an existing foundation using the latest and most modern materials in and out.

Sprinkler system included..

HUGE Bedrooms and Bathrooms

Wood Floors

All New Construction 

Warranty

      Call 301-246-0001

For The Latest Pricing! 

 

Downtown Silver Spring Homes For Sale

Real Estate Agent

Impressed? Sell My House too! 

728 Richmond Avenue Silver Spring

| Maryland Home For Sale 

Silver Spring MD Latest Listings

2212 COLSTON DRIVE Unit #C-203, Silver Spring MD 20910

$269,000

2212 COLSTON DRIVE Unit #C-203, Silver Spring

Renovated 2 BR..open kitchen. Hardwood floors. Located on the DC/Chevy Chase/ Silver Spring border in the close-in & desirable Rock Creek Condo Community. Walk to park/m...

  • Beds 2
  • Baths 1.0
  • MLS MC8462381
  • Bldg. Rock Creek Apts

 

2207 DEXTER AVENUE, Silver Spring MD 20902

$519,900

2207 DEXTER AVENUE, Silver Spring

Modern, updated & move-in ready! 5 big bdrms, a FB on every lvl, granite/stainless kit, lg flat yard, off-st parking for 2 cars, solid oak hardwood fls on main & 2nd leve...

  • Beds 5
  • Baths 3.0
  • MLS MC8462314

 

13733 IVYWOOD LANE, Silver Spring MD 20904

$464,900

13733 IVYWOOD LANE, Silver Spring

Beautiful corner lot home located close to major routes for easy commuting. Spacious yard w/rear fencing. Updating inside include Kitchen w/granite counters; some applia...

  • Beds 4
  • Baths 3.0
  • MLS MC8462299

 

14900 ALPINE MEADOW LANE, Silver Spring MD 20906

$384,900

14900 ALPINE MEADOW LANE, Silver Spring

NEW PRICE & NEW CARPET!! Single-family priced like a townhouse!! Granite Isl Kit w/new stainless appliances, sunny Breakfast area, Fam rm w/vaulted ceiling & open floor p...

  • Beds 4
  • Baths 4.0
  • MLS MC8462278
  • Bldg. Longmead

 

3005 LEISURE WORLD BOULEVARD Unit #305, Silver Spring MD 20906

$349,900

3005 LEISURE WORLD BOULEVARD Unit #305, Silver Spring

Welcome home to this gorgeous 2-bedroom+library condo*marble foyer*gourmet kitchen w/tiled backsplash+wood flooring*separate formal dining room*gas fireplace w/decorative...

  • Beds 2
  • Baths 2.0
  • MLS MC8462283
  • Bldg. Turnberry Courts
Posted in Selling, SILVER SPRING
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Sept. 9, 2014

Amazing Prices | Save $$$$ Buying a New Home In Clarksburg MD Now!

new homes in clarksburg md

Information is power when it comes to buying a new home.

We have been preparing for you and if you are ready 

Step right in

We will provide you with unbiased opinion about all the new home construction in Clarksburg Maryland 20871

The quality of your builder is not based on their construction workers

Most of them are shared or they work for different builders at the same time

The quality of your builders depends in the quality of materials and the amount of specialized supervision.

As we go towards the last quarter of the year, builders are susceptible to accept lower offers than their Spring and Summer season...

Watch 3 ways how to save money on your next brand new home purchase

 

 

Before connecting directly with a single builder out of many...a  simple consultation that brings neutral information with an unbiased party will clear your options. Once you 
have narrowed your choices down to one single community, one builder and one home, you are clear on your goals and ready to work out the details. Let us be that unbiased opinion for you. We can help you choose the right community, the right builder, the right lot, the right model and help you  sign a contract for your dream home.

 

 Sign Up Form For Clarksburg MD

 

 

New Home Construction for Clarksburg Maryland 

 

Home value

 

Clarksburg MD Sample of the Latest Listings

 

22966 NEWCUT ROAD Unit #2361, Clarksburg MD 20871

$300,000

22966 NEWCUT ROAD Unit #2361, Clarksburg

Beautiful 2Lvl Condo , w/ att.1car garage and driveway. 2BR and 2.5BA. HW floors in Liv/Din Combo. Breakfast Bar, SS Appl., Granite counter tops, Gorgeous Dark Wood Cab.,...

  • Beds 2
  • Baths 3.0
  • MLS MC8450703
  • Bldg. Arora Hills Codm

 

23518 SUGAR VIEW DRIVE, Clarksburg MD 20871

$614,990

23518 SUGAR VIEW DRIVE, Clarksburg

Spectacular all the way around. Million dollar view from the back,see pictures, Gleaming hardwood floors, everything has been upgraded and so clean you can eat off the f...

  • Beds 5
  • Baths 4.0
  • MLS MC8450163

 

12832 CLARKSBURG SQUARE ROAD Unit #302, Clarksburg MD 20871

$250,000

12832 CLARKSBURG SQUARE ROAD Unit #302, Clarksburg

2 level huge luxurious condo w 2 car attached gar + 180 sq ft storage rm. Spectacular view. Big kitchen w corian & upgraded cabinets. FR, DR, LR, & Den. Huge double walk-...

  • Beds 3
  • Baths 3.0
  • MLS MC8450007
  • Bldg. Clarksburg I Cod

 

23034 SWEETSPIRE DRIVE, Clarksburg MD 20871

$385,000

23034 SWEETSPIRE DRIVE, Clarksburg

Beautiful town house! Virtually new!!Open floor plan,gleaming hardwood through out LL & in Gourmet kitchen w/ granite counter tops, stainless steel app, recess lighting,c...

  • Beds 4
  • Baths 4.0
  • MLS MC8448598
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Aug. 30, 2014

How To Buy A Home With Tax ID - Como Comprar Casa Con Tax ID

How To Buy A Home With Tax ID 

Como Comprar Casa Con Tax ID 

A new program from the U.S. Department  of the Treasury has been implemented  to foster community growth with the use of a Certified CDFI Fund

Un nuevo programa que esta auspiciado por el Departamento del Tesoro de USA esta ayudando a mucha gente latina a comprar casas con solamante un TAX ID

 

 

Where to start? What is the first step? Who should you contact first ? 

Por dónde deberia empezar? 

Cual seria su primer paso?

Quien le puede ayudar?

Y lo mas importante?

Cuales son las ventajas y desventajas de comprar una casa ahora. 

Ha habido muchos programas de ayuda para Latinos para comprar casas, pero este nuevo programa ha sido levantado especificamente para ayudar a familias que tienen solamente un tax id

A lot of families are waiting for some type of Inmigration reform to buy a home.

The process has been complicated by the politics in Washington

Ultimately, there are "other" ways t buy a home with just a TAX ID  if you are employed and paying taxes for at least 2 years.

Muchas familias estan esperando de que pasen alguna Reforma de Migracion para aclarear los papeles y fanalmente comprar una casa.

Hay un ambiente politico muy complicado en Washington DC, y por eso la espera de que pasen una ley para ayudar a la gente latina no esta cercana.

Pero en este caso, comprar  una casa con TAX ID puede ser el sendero para que finalment sea un dueño de casa aqui en los Estados Unidos.

 

¿Que es lo que Ud. necesitaria , y cuanto de enganche será requerido para comprar su casa con tax ID?

Por el momento, Ud esta requerido de poner por lo menos un 20% de enganche para comprar su casa.

Tiene que tomar en cuenta que tambien tiene que pagar  impuestos de propiedad y un seguro de titulo para los dueños que son típicamente pagadas dentro de este 20% que trae de "Down Payment"

 

Tiene que tomar en cuenta tambien de que los prestamistas quieren asegurar que usted pueda hacer pagos, por eso requieren que ud tenga una buena cantidad de inversion en su propiedad. Por eso le piden los 20% de enganche...y que tenga un historial de empleo por los ultimos dos años.

Pero lo mejor de esto es de que los prestamistas saben que la historia del credito...normalmente  es bien limitado para la gente que no tiene papeles...por eso, este programa no toma mucha atencion a su historia de credito.

La compra de su primera casa es uno de los momentos más importantes de de tu vida. 

Es una decisión que se debe analizar y consultar con personas que tengan experiencia y conocimientos sobre bienes raíces. Por eso, llameme al 301-246-0001 para iniciar un consulta gratis por telefono. 

 

Buying your first home in this country is sometimes referred as having the American Dream

The dream is not just about owning your own home...The American Dream is traditionally and equal opportunity to seek prosperity in this country for you and your entire family .

STEPS TO BUY A HOME - LOS PASOS PARA COMPRAR SU CASA

ayuda para comprar casas

Haga en este momento el primer paso.. 
llamenos al 301-246-0001
y comenzamos hacer su sueño una realidad
 
Gracias, 
 
 
Fernando Herboso
Herboso & Associates llc 
Maxus Realty Group
Maryland , DC y Virginia 
301-246-0001
 
Consejos Para Comprar Una Casa en Maryland o Virginia 

How To Buy A Home With Tax ID - Como Comprar Casa Con Tax ID 

 

 

 

 

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Aug. 22, 2014

When Selling Your House. . . CHEAP IS EXPENSIVE!

When Selling Your House. . .

(CHEAP IS EXPENSIVE!)

 

Nothing is cheap or expensive by itself, but when you compare to something else..based on tangible results, it becomes clear what is the better value

 

People always base their perceived values on reference points, and those references points are based on what brings you more money at the end of your transaction.

 

When selling your home, your intent should not be to 

SAVE ON COMMISSION... 

Your intent should be  "What is the best value for me?"

 

“It does pay to align pricing with your intended purpose"

There are home sellers that are stuck in saving a commission no matter what...even if we can prove them that our method of selling will bring them more money at the closing table..

 

Being a closed minded consumer in this case is VERY EXPENSIVE

 

Our unique value proposition is built around being “hassle-free and simple while extracting the last penny of your equity"

 

 

 

Selling your Home? 

Please visit us : www.ReallyNiceHomes.com/selling 

 

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Aug. 13, 2014

The Other Listing Agent Told Me That They Could List My House For Less

The other listing agent told me that they could list my house for less...why should I pay you more?

 

The question got me thinking...that was a fair question I received from a consumer facing many choices out there..why should they hire me to list their home at my price when there are hundreds at a lower price?

So I prepared this for her...

Dear Home Seller:

There is a difference when someone who wants to "LIST" a property or someone who wants to 'SELL" a property.

There is a difference between being a "customer" or being a "client"

There is a difference between being paid up front for your needs and not caring if you were successful or not..

or someone that will invest money, time, leadership and sacrifice to accomplish your goals and only then.....expect to be paid.

I don't list properties..

I sell them. .

I will protect my client's price

I will market their home

I will negotiate the best price for them

I will negotiate the best terms for them

My services are not on a vending machine...

My services are sold only after  I perform, surpass and achieve my client's goals to the best of their expectations.

 

"My fees are not an expense...they are an investment for you"

 

I know agents that can put your home on the MLS for only $95

They are the ones that got their license and soon discovered that. . 

they can't sell a property on talent..

So they did the best next thing..

They reduced their charges on proportion to the value they bring to you...

 

My advice is..

If you want to "LIST" it..go for the ninety five dollar one....

but, If you want to "SELL" it....my number is 301-246-0001

 

listing agent

Selling Services Available for Maryland Here

Posted in FSBO, Selling
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Aug. 6, 2014

The Four Types of Buyers That Will Buy Your Home in Today's Market...Maryland Real Estate FSBO GUIDE

The Four Types of Buyers That Will Buy Your Home in Today's Market...

To help you differentiate the different types of buyers so you can objectively evaluate proposals from them, we broke all buyers in three qualified groups.

If you goal is is to obtain top dollar for your house  with the best terms from the best buyer in the current market conditions...

You need to be aware at these 4 types of buyers out there.

4 types of Buyers

Watch the video version. . 

 

The many  steps involved in the home-selling process are very similar to those involved in the home-buying process. When you have made the decision to sell your home, you will need to establish a strong marketing campaign to attract the right buyers.

While a small percentage of  sellers successfully sell their homes on their own, a for-sale-by-owner arrangement can be complicated tedious and will require a great deal more of your personal time throughout the process. 

Times have changed, 

It is not enough to just stick a sign on the ground, a few ads and hope to find a buyer willing to pay you top price for your property.

For this reason, most people consider hiring a real estate agent that devotes 100% of their time looking for buyers for their clients.

Don't make the mistake in trying to save a commission on one end...and losing 4 to 5 times more  under-selling your property.

"The commission paid to a real estate professional is well worth the investment to assure yourself of 100% coverage of the marketing necessary to get top dollar for your home"

 

plus the convenience, time savings and overall guidance provided by a professional is well worth the money invested.

 

If you would like to contact Fernando to discuss how to market your home using the best technological tools available out there...please call 301-246-0001

 

 The Four Types of Buyers That Will Buy Your Home in Today's Market...

Posted in FSBO, Real Estate Tips
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July 17, 2014

New Homes in Clarksburg Maryland - New Construction Listings 20871

New Homes in Clarksburg Maryland

 

new constructionTypically, the process of buying a brand new home in Clarskburg  takes place over time and in several stages. The most important step is to make a decision who you want representing you to make an intelligent choice.

You need guidance to find all the options available in the area, taking some time deciding on your priorities—what you want in a home?  where you want to live? and how much you want to spend?

Is not enough to explore what's currently available among the properties that builders need to sell. You need the options of what is currently available, what will be released and available soon? and what are the best builder incentives?

 

A simple consultation that brings neutral information will clear your options. Once youbuildershave narrowed your choices down to one community, one builder and one home, you are ready to work out the details as we help you  sign a contract with the  builder of your choice with the best terms FOR YOU and not the builder!

Now it's time to step back and let the builder do the work as we keep a close eye on the construction process with a home builder specialist that works exclusively for you. 

 

 Click Below For Our One Stop Shop.. Construction Homes in Clarksburg MD

New Homes in Clarksburg Maryland

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